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What is the interest rate for payday loans?

The typical interest rate is 1737% APR representative, Representative Loan Example: If you Borrow £250 for 30 days the total amount payable is £312.50. Interest payable - £62.50, interest rate PA - 1737% (variable), This all all depends on your current circumstances at the time and how long you need to take the loan out for, it could be less if you only want the money for a few days or more if your credit history is bad you need to be charged a higher rate as you are a risk to the lender.

Will I Be Accepted For A Payday Loan?

To get pay day loans from a lender you need to be employed and receive weekly or monthly payments, you must be 18 or over and have a bank account.

Is This Safe & Secure?

Yes this is safe, payday loans are a safe way to borrow money for up to 28 days.

How Fast Can I Get My Money?

Lets say you apply on a Friday, you will get your cash for the Monday. If you decide to apply on Monday to Thursday this could be in your bank the same day. Some banks may vary so this could take an extra day to show up in your account.

If I Don't Have A Job Can I Still Apply?

You must have a job to get a pay day loan as you must receive a wage every week or at least every month. You must be able to repay the loan in 28 days so don't borrow more than you can afford.

Will You Do A Credit Check On Me?

Some lenders will do a credit check but most of them that offer payday loans will only do a basic check, all they want to see is that you can afford the repayment at the end of the month.


Get The Best Rates Around


We have some of the pay day lenders in the UK that offer great support with fast payments. When you get approved the money is sent direct to your bank account, so banks have instant payments but other may take 1-3 days to receive the money. If you have any questions after you have taken out a payday loan you should speak direct with the lender as they as always there to help you if you need to.

Should you have any problems with repaying the loan in full at the end of your 28 days, you must contact the lender as they can help sort an arrangement so this does not cost you more interest.


36 Lenders

Quick Quid Payday UK Payday Express Wage Day Advance Cash Genie Lending Stream

Responsible Pay Day Lenders

Loans Provided


Key Features

All Credit Types Welcome

Good credit is better but we may accept you if your credit is not so good.

Some Of The Top Lenders

Apply online and we will select the best lender for you.

Its Quick To Apply

Simple form that takes a few minutes of your time

Can I Apply?

Age 18+

You must be 18 or over.

UK Resident

You must live in the United Kingdom.

Regular Income

You must be employed and receive regular payments.

Bank Account

You must have a UK bank account.

Terms and conditions apply. All loans are subject to status, affordability and credit checks prior to approval. Applicants must be 18 or over. Short-term loan customers: Finance charge will be between £20 and £29.50 per £100 borrowed, depending on your credit score. Robertmucklellp Payday Loans customers: Interest accrues at a daily rate of .82%, which roughly equals 25% per month (£25 per £100 outstanding per month). †Loan/credit limit maximum of £1000 for first-time customers (£1500 for existing). Loan amounts and credit limits are based on a consumer's credit history and ability to repay in accordance with Robertmucklellp Payday Loans affordability policy. §If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 14:30. ¶Provisional loan decisions are subject to verification checks and may take up to 30 minutes in most cases. Robertmucklellp Payday Loans performs traditional credit checks and verifies applicant information via various national databases. Authorised and regulated by the Financial Conduct Authority. Authorisation can be checked on the Financial Service Register at